W. Joe Wilson, CFP

<body bgcolor="#ffffff" text="#000000"> <table style="font-family:Arial, Helvetica, sans-serif;" border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"> <tr> <td align="left" valign="middle" colspan="3"> <span style="font: 10pt Arial, Helvetica, sans-serif;"> <b>Corpus Christi Financial Group</b> <br> <br>555 N. Carancahua, Ste. 790 <br>Corpus Christi, TX 78401 <br>Phone: 361-882-8700 <br>FAX: 361-882-2790 <br> <table border="0" cellpadding="0" cellspacing="0"> <tr style="font:10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <td>Email:  </td><td> <a href="mailto: jwilson@ccfinancialgroup.com"> jwilson@ccfinancialgroup.com</a> <br> </td> </tr> </table> </span> </td> </tr> <tr> <td colspan="4" style="font: 10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <p style="margin-right: 0px" dir="ltr" align="left"> </p> <p><br /> <br /> <font size="2" face="Verdana"><font color="#000000" face="Verdana"><strong> </strong></font><img border="0" hspace="0" alt="" align="top" width="640" height="480" src="/files/11107/CCFG (6)1.jpg" /></font></p> <p> </p> <ul> <li><font color="#000000" face="Verdana"><strong><font size="2">Del Mar Adjunct Professor for over 10 years</font></strong></font></li> <li><font color="#000000" face="Verdana"><strong><font size="2">Over 26 years of experience in Financial Services</font></strong></font></li> <li><strong><font color="#000000"><font face="Verdana"><font size="2">Masters in Business Administration, </font></font><font size="2" face="Verdana">Texas A&M University</font></font></strong></li> <li><strong><font color="#000000"><font size="2"><font face="Verdana">Specializes in Advanced IRA Distributions</font></font></font></strong></li> <li><strong><font color="#000000"><font size="2" face="Verdana">Holds CFP<sup>®</sup>, ChFC and CLU designations</font></font></strong></li> </ul> <div align="center"><br /> <br /> <br /> <br /> <br /> <br /> <font size="1" face="Verdana"><strong> </strong></font><font size="1" face="Verdana"><strong> </strong></font><font size="2"><font face="Verdana, arial, helvetica, sans - serif"><font color="#0000ff" size="3"><strong>The view from Joe Wilson's office at </strong></font></font><font face="Verdana, arial, helvetica, sans - serif"><font color="#0000ff"><strong><font size="3">Corpus Christi Financial Group is quite amazing.</font></strong></font></font></font></div> <div align="center"> </div> <div align="center"> </div> <div align="center"> </div> <div align="center"> </div> <div align="center"> </div> <div style="text-align: center"> </div> <div style="text-align: center"><font face="Verdana, arial, helvetica, sans - serif"><font color="#0000ff"><font size="2"><font color="#000000"><img alt="" width="450" height="600" src="/files/11107/Eiffel%20Tower%20767629%5F60251090%7E001%2Ejpg" /></font></font></font></font></div> <p style="text-align: center; margin-right: 0px"><b><font face="Verdana, arial, helvetica, sans - serif"><font color="#0000ff"><font size="2"><font color="#000000">As the sun comes up in the east, he sees the sparkle of the Eiffel </font></font></font></font><font face="Verdana, arial, helvetica, sans - serif"><font color="#0000ff"><font size="2"><font color="#000000">Tower's gleaming metal.</font></font></font></font></b></p> <p style="margin-right: 0px" align="left"> </p> <p style="margin-right: 0px" align="left"> </p> <p style="text-align: center; margin-right: 0px"><br /> <font face="Verdana, arial, helvetica, sans - serif"><font color="#0000ff"><font size="2"><font color="#000000"><img alt="" width="450" height="337" src="/files/11107/Mountains%201154131%5F54136948%2Ejpg" /></font></font></font></font></p> <p style="text-align: center"><b><font size="2"><font face="Verdana">After his morning meetings, he catches a <font color="#0000ff"><font color="#000000">glimpse of the snowcapped mountains of Colorado.</font></font></font></font></b></p> <p> </p> <p> </p> <p> </p> <p style="text-align: center"><img alt="" width="450" height="600" src="/files/11107/Big%20Ben%201157552%5F41646442%2Ejpg" /></p> <p style="text-align: center"><b><font size="2" face="Verdana, arial, helvetica, sans - serif">If Joe squints just right, he can almost tell the time from Big Ben while he talks with a client.</font></b></p> <p style="text-align: center"><br /> </p> <p style="text-align: center"><br /> <img alt="" width="450" height="301" src="/files/11107/JoeWilson%5F0147%2EJPG" /></p> <p style="text-align: center"><b><font size="2" face="Verdana, arial, helvetica, sans - serif">As he faces west in the late afternoon, he sees record-breaking swells of surf off the Pacific Coast.</font></b></p> <p><br /> </p> <p><font size="2"><font face="Verdana, arial, helvetica, sans - serif">This is Joe's incredible view, and it's one that motivates him every day. You see, all these photos remind him of postcards sent from clients he has advised over the years. These postcards from far away places line his office windows - notes of appreciation from clients living out their dreams. The postcards constantly remind Joe that the most important point of view in his office is that of his valued clients.<br /> <br /> <br /> </font><br /> <br /> </font><font size="2" face="Verdana, arial, helvetica, sans - serif">From retirement and investment planning to strategies for asset protection and wealth transfer, you can always count on Joe to see your unique financial needs from the right perspective - yours. Call Joe today for financial planning from your point of view.</font></p> <p align="center"><br /> </p> <p align="center"><br /> <font size="1"><br /> <br /> <br /> <strong><img border="0" hspace="0" alt="flag09_animate.gif" width="116" height="55" src="/files/11107/flag09_animate.gif" /></strong></font></p> <p> </p> </td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/6/TA11_r4_c1.gif" width="192" height="43" border="0" alt="Calculators"></td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/6/TA11_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td width="14" valign="top" background="/graphics/6/TA11_r5_c1.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=126" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Net Worth</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>A balance sheet summarizes your assets and liabilities and reveals your net worth.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=128" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Risk Tolerance</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>This calculator is designed to help you clarify your comfort level with investment risk.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=133" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Tax-Deferred Savings</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Compare the potential future value of tax-deferred investments to that of taxable investments.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=136" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Cost of Retirement</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Use this calculator to estimate how much income and savings you may need in retirement.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Calculators>>></font></b></a> </p> </td><td width="14" valign="top" background="/graphics/6/TA11_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=3489" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Tax Changes for 2012</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=2930" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Earning Income from Mutual Funds</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> More than half of working Americans are concerned that they may not have enough money to live comfortably during retirement. Although mutual funds are often thought of as a tool to build savings, they can also be used to generate income. 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Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td></tr> </table> </td> <td width="225" valign="top"> <div class="flashBrandingElement" style="margin:3px 0 12px 4px;"> <object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="215" height="130"> <param name="movie" value="http://www.emeraldhost.net/files/movies/statistics-b.swf" /> <param name="quality" value="high" /> <param name="wmode" value="transparent" /> <param name="allowscriptaccess" value="always" /> <embed src="http://www.emeraldhost.net/files/movies/statistics-b.swf" wmode="transparent" quality="high" width="215" height="130" allowscriptaccess="always" /> </object> </div> <table border="0" cellpadding="0" cellspacing="0" width="225"> <tr> <td colspan="2" width="225" height="32" valign="bottom"> <img src="/graphics/6/TA11_r1_c6.gif" width="225" height="32" border="0" alt="Market Watch"></td> </tr> <tr> <td width="14" background="/graphics/6/TA11_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <b>May 25, 2012 @ 05:51 AM</b><br><br></font> <table border="0" cellpadding="1" cellspacing="0" width="200"> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$INDU" target="mondo"><strong>Dow Jones Industrials</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>12,529.75</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 33.60</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$COMPQ" target="mondo"><strong>Nasdaq Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 2,839.38</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 10.74</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$SPX" target="mondo"><strong>S&P 500</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 1,320.68</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 1.82</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$XAX" target="mondo"><strong>AMEX Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 2,225.93</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 8.06</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$TNX" target="mondo"><strong>10 Year Treasury Note</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 1.76</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 0.04</strong></font></td></tr> <tr><form action="http://www.emerald.idmanagedsolutions.com/stocks/quote?symbol=" method="get" target="mondo"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <br>[ <a style="text-decoration:none; 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